Guaranty Trust Holding Company PLC
GTCO at a glance
Guaranty Trust Holding Company Plc is a financial holding company with banking, payments, pension administration and asset-management subsidiaries. These are consolidated group results for the six months ended 30 June 2026; they describe the businesses together, rather than the holding company on its own.
| Measure | Reported result |
|---|---|
| Gross earnings | ₦1,107.48 billion |
| Profit before tax | ₦603.03 billion |
| Profit after tax | ₦414.19 billion |
| Basic earnings per share | ₦11.18 |
Profit after tax includes non-controlling interests. Basic earnings per share measures earnings attributable to ordinary shareholders per weighted-average share; it is not a dividend.
Source: GTCO audited June 2026 accounts, Directors’ Report, page 1. Figures are historical reported results, not live share prices or forecasts. Source check: 3 October 2026. Publisher: Naija Investing.
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About the Company
GTCO was incorporated in 2020 and began operating as a holding company in 2021. The banking business predates that structure. Its June 2026 accounts distinguish the consolidated Group from the separate holding-company accounts.
Leadership Team
- Segun Agbaje – Group Chief Executive Officer
- Miriam Olusanya – Managing Director, Guaranty Trust Bank Limited
- Jude Monye – Chief Risk Officer
- Haruna Musa – Managing Director, Guaranty Trust Bank (Gambia) Limited
Corporate Social Responsibility (CSR)
GTCO is dedicated to corporate social responsibility through initiatives that promote education, community development, and industry research. The company supports various initiatives that foster growth and development in its host communities, emphasizing ethical practices and social impact.
Company analysis and investor guides
The GTCO H1 2026 results analysis examines profit, tax and the expanded share count. Before acting on a payout announcement, review dividend qualification and payment mechanics.
Company Milestones
- 1990: Incorporated as Guaranty Trust Bank PLC.
- 2007: Guaranty Trust Bank listed Global Depositary Receipts (GDRs) on the London Stock Exchange. Issuer history.
- 2011: Launched the first Naira-denominated MasterCard in Nigeria.
- 2021: Transitioned to a holding company structure, becoming Guaranty Trust Holding Company PLC.
- 2025: GTCO announced the listing of its ordinary shares on the London Stock Exchange, distinct from the earlier GDR listing. Issuer announcement.
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